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A simpler way to finance your UMH home.

A clear, supportive financing experience designed for manufactured UMH homebuyers in UMH communities.

Get Pre-Qualified
  • Equal housing lender
  • Secure, encrypted borrower portal
  • Designed for approved UMH manufactured home buyers

About UMH American Dream, lLC

UMH American Dream, LLC provides attainable, responsible financing solutions that empower UMH homebuyers to achieve their homeownership goals.

Our mission is to deliver transparency, integrity, and long-term value while supporting strong, stable UMH communities and others.

We believe in fostering a culture of service, continuous learning, and collaboration. Our strength lies in the diverse experience of our team and our dedication to delivering a simple, resident-centered financing process.

Clear financing. confident ownership.

We specialize in providing attainable financing solutions for manufactured homes within UMH communities. Our core offerings include:

  • Consumer-focused loan options designed to support qualified UMH homebuyers with clear terms and responsible underwriting.

  • A streamlined application experience with guidance from application through closing.

  • Integrated workflows that support UMH community teams and ensure a smooth, coordinated homebuying process.

Building the American Dream, One Home at a Time

UMH American Dream was created to expand access to attainable homeownership within UMH communities.

As the captive finance subsidiary of UMH Properties, we focus on transparency, responsible lending, and long-term resident success.

If you’d like more information about financing or the pre-qualification process, our team is happy to help.

Get Pre-Qualified

Building the American Dream, One Step at a Time

We’ve simplified the financing process so you always know what’s next.

  • 1

    Get pre-qualified through our secure online system

  • 2

    Submit required documents as needed

  • 3

    Track progress and next steps online

  • 4

    Move forward with clarity and support

FAQs

Disclosures & Licensing

UMH American Dream, LLC is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.

UMH American Dream, LLC.

4694 Raleigh-Millington Road, Suite C – Memphis, TN 38128 855-90DREAM (855-903-7326).
NMLS Consumer Access

Tennessee
Registered Creditor

Mortgage Company License

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT [insert URL website] A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 855-90DREAM (855-903-7326).

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORTGAGE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT [insert website address]

UMH American Dream, LLC Loan Servicing
4694 Raleigh-Millington Rd
Suite C

Memphis, TN, 38128

855-90DREAM (855-903-7326)
Tennessee

Registered Creditor